If you haven’t reviewed your loan in a while, now could be a good time to do a quick health check.

Property investment looks different for everyone, with no single approach suiting every situation. As market conditions, lending rules and affordability continue to change, planning and preparation are becoming increasingly important for investors.

As interest rates shift and the property market evolves, your mortgage may not be something you set and forget. Just like your financial goals, your home loan needs can change over time, which is why it’s worth checking in regularly.

While some property investors prioritise rental yield – that is, how much income a property earns, as a percentage of its value – others see capital growth as the ultimate objective. In the current buying climate, with historically low listings and strong demand for available properties, doing your homework is key before buying an investment property. Here are 4 signs to look out for when researching a suburb’s capital growth potential. Demand is likely to outweigh supply Ide

Several factors are fuelling the uptick in property price growth. One is the lack of housing supply in many markets. The expansion of the Australian Government’s 5% Deposit Scheme since 1 October also saw a surge in first homebuyer activity and added demand to the lower and middle price points of the market. The scheme has made it easier for first home buyers to get into the market with a deposit of just 5% (without paying LMI). However, it’s important to understand the risk

It’s no surprise that Buy Now, Pay Later (BNPL) services like Afterpay have surged in popularity as it lets you split purchases into smaller, interest-free instalments (as long as you pay on time). In fact, the value of BNPL transactions in Australia is expected to jump from about AU $17 billion in 2023 to an estimated AU $30.71 billion by 2029. But there’s a catch. Earlier this year, significant changes rolled out for how BNPL services are regulated. And if you’re gearing u

Let’s take a look at some of the highlights from 2025 and see what aspiring property purchasers can expect from 2026. Looking back on 2025 Interest rates came down The Reserve Bank of Australia (RBA) started the year with a bang, with a cash rate cut in February of 0.25% to 4.10%. Rates held steady in April, but borrowers celebrated again in May, when the RBA cut the cash rate a further 0.25% to 3.85%. The third and final cash rate cut for the year came in August, when the R

If you have done any research into home loans, you would have heard of the term “Offset Account”. This has been touted as one of the best...

Introduction to Interest-Only loans and what you should consider before choosing one.

Learn what Equity is, what it can do, and what it cannot.

Learn about what you need to begin your journey of buying your first home.

Learn what role Pre-Approval plays in a property purchase, and how you should approach using one.

Key preparations you should make for your home purchase

Buying your first home to live in is the most popular choice, but it is not the only one. Read on to find out pros and cons of each option.

The most important decisions that decide how your loan will work for you.

Making Mortgage more understandable for the average person, from a Mortgage Broker.